Thursday, August 8 | 2:00 PM EST | 11 AM PST
Thursday, August 8 | 11 AM PST
Join us for an exclusive webinar presented by Freddie Mac designed to help you elevate your business and stay ahead in the dynamic housing market.
Current State of the Housing Market
Current State of the Housing Market: Get up- to-date insights and trends.
Millennial Buyer Personas
Discover the key characteristics of this buyer demographic.
Buyer Strategies
Separate myths from realities and learn effective strategies.
Discover valuable tools and resources from our special guest, Nora Guerra, Affordable Lending Senior Manager at Freddie Mac.
About AFN
One Stop for Resources to Grow Your Business
Why home ownership is so important
One Stop for Resources to Grow Your Business
Invited by
Michelle Josias is the proud owner of the Michelle Josias State Farm Agency serving the entire state of New Jersey, New York, and Pennsylvania. “With 20 years in the Financial Services industry, it has been a joy to have a career helping members of the community protect and grow wealth. Helping my customers plan ahead for the future has given them comfort and continues to give me meaning.”
Michelle earned a Bachelor’s degree in economics from Rutgers University-New Brunswick, the Chartered Financial Consultant (ChFC®) designation from the American College and countless other esteemed credentials in the financial arena.
She and her team love working with people to help connect them with home insurance, auto insurance, life insurance, business insurance and liability insurance that fits both their budget and coverage needs.
When Michelle is not working with customers or spear heading community endeavors, she enjoys spending quality time with her husband of 8 years, Kens, two-year-old daughter, Anya and almost one year old son, Zion.
Michelle Josias
Owner, Michelle Josias State Farm Agency
Presented by
Expert Nora Guerra, Affordable Lending Senior Manager at Freddie Mac. She plays a crucial role in making homeownership accessible to countless families across the US.
During a recent gathering of industry professionals, she reintroduced Freddie Mac to an international audience, emphasizing their mission of providing stability, liquidity, and affordability in the housing market.
Guerra highlighted the need for consistent mortgage interest rates nationwide, longer terms (such as the 30-year fixed rate), and access to credit for underserved market segments.
Her dedication to creating a sustainable home financing system is commendable, and her partnership with real estate professionals contributes to Freddie Mac’s success
Nora Guerra, Affordable Lending Senior Manager at Freddie Mac
Hosted by
Seth Daniels, CMA. (NMLS ID #262329) is a Regional Branch Manager and licensed Mortgage Loan Originator with American Financial Network, Inc. serving communities of and near Marlton, New Jersey and Tampa, Florida. Seth’s combined certification, education, and years of mortgage lending experience assure his clients receive the guidance they need to select the most suitable mortgage product for their individual requirements.
Seth Daniels, CMA. is a mortgage industry professional and expert advisor extensively trained to help you understand how to use mortgage debt to build sustainable, lifelong wealth – you thought you were just financing a home! – CMAs like Seth are sworn to uphold the highest standards of integrity as they prepare their clients for homeownership and a promising financial future.
Seth Daniels, CMA. (NMLS ID #262329)
Regional Branch Manager and licensed Mortgage Loan Originator,
American Financial Network
American Financial Network, Inc. is not acting as a financial advisor or consultant. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.
Branch NMLS# 1579237. American Financial Network, Inc. is licensed by the Florida Mortgage Lender Servicer Branch License (MLDB5327), California - DFPI Mortgage Loan Originator License (CA-DFPI262329), Delaware Lender License (018102), Georgia Mortgage Lender Licensee/Registration (38586), New Jersey Residential Mortgage Lender License, Pennsylvania Mortgage Lender License (45284.026), Texas SML Mortgage Banker Branch Registration, Licensed by the Virginia State Corporation Commission (Lender and/or Broker License # MC-5704), NMLS #237341 ( www.nmlsconsumeraccess.org ), under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1579237. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only and is not a consumer advertisement. This information is solely for real estate estate professionals only. Products not available in all areas.
NMLS# 1579237 HUD ID# 1835202881
5331 Primrose Lake Cir Suite 224 Tampa, FL 33647
